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Our Government & Non-Erisa Offering

Government and non-ERISA retirement plans are underserved, overpriced and in need of professional guidance. In fact, due to defined benefit formula reductions and increased emphasis on defined contribution plans, there has never been a greater need for advisor expertise through Retirement Plan Consultant services.

WHY POLARIS?

WHY POLARIS?

SIZE & SCALE

We are a premier Retirement Plan Consultant for Governmental and Non-ERISA plans in PA.

  • Over 70 years of combined industry experience
  • Over $362 million in assets under advisement

GOVERNMENT & NON-ERISA EXPERTISE

We approach governmental and non-ERISA plans with same fiduciary standards as ERISA; this is a differentiating feature of our services and process.

  • 457(b) & K-12 403(b) plans
  • Dedicated financial coaches who work with our government and non-ERISA clients.
  • Dedicated relationship manager serving as point of contact for sponsors and employees.

RETIREMENT CONSULTING SERVICES fOR ALL DEFINED CONTRIBUTION PLANS

Our governmental and non-ERISA clients have access to the same open architecture investment line up, investment due diligence, and education offerings as our ERISA Plan clients.

PORTABLE RETIREMENT CONSULTING SERVICES

After becoming advisor of record, we conduct benchmarking analyses to ensure government and non-ERISA clients have a recordkeeper that is best-in-class; or identify potential cost savings or other enhancements.

FOCUS ON PARTNERING WITH SERVICE PROVIDERS

FOCUS ON PARTNERING WITH SERVICE PROVIDERS

While we work with all recordkeepers, third party administrators and payroll providers, Polaris will offer recommendations on service providers to create cost and administrative efficiencies. The best model for a thriving plan is pairing best-in-class providers with best-in-class participant education led by Polaris Advisors.

DOES YOUR GOVERNMENTAL PLAN (403(b), 457(b), or 401(a)) HAVE:

DOES YOUR GOVERNMENTAL PLAN (403(b), 457(b), or 401(a)) HAVE:

  • Proprietary Investments/fund allocations?
  • A-shares and fund revenue sharing?
  • Lack of participant disclosure and advice?
  • Multiple sponsored plan offerings for employees to select?
  • Group annuities?

NO? POLARIS CAN HELP. WE HAVE:

Open Architecture Investment Line-Up

Adoption of Investment Policy Removes Investment Liability

Group education and On-Demand One-on-One Meeting Opportunities

Single Provider Solution

UNIQUE EDUCATION & INVESTMENT OFFERINGS

UNIQUE EDUCATION & INVESTMENT OFFERINGS

CUSTOM RETIREMENT PLAN MICROSITE FOR RETIREMENT PLAN EDUCATION

On demand access featuring an enrollment education video tailored to a plan’s unique specifications; participant access via recordkeeper link; ability for employees to schedule with a financial coach and customize the meeting location, time and date; more education video content on timely retirement planning topics.

QUARTERLY INVESTMENT DUE DILIGENCE

Adoption of Investment Policy coinciding with Polaris Advisors 3(38) / Fiduciary Line Up ensures our government and Non-ERISA clients have the same expert investment oversight as ERISA clients.